Construction and Development

Construction Loans - Our Construction Lending Program is tailored for the various needs of the single family home builder as well as the seasoned home developers and builders.

Our loan programs include:

Spec Construction:
Loans needed to build homes for resale or investment purposes.
Maximum spec loans at any one time (5)

Custom Construction:
Mortgage loans made to qualified builders where the builder has a solid contract from a homebuyer to purchase the property when construction is completed.

Owner/Builder Construction:
Loans made to land owners who want to build their own home.

Tear – Downs:
Loans made to purchase older homes with the intent of tearing down the existing structure and building a new home. An approved contractor must be used to build new home.

Rehab & Major Renovation Loans:
Loans are made for approved general contractors to make major repairs and other major improvements to their properties.

We offer a variety of financing programs; each tailored to meet the specific of both the individual homeowner and builder.

Financing Programs available are:

• Builder Construction Loans
• Construction to Permanent Loans
• One Time Close Construction Loans
• Investment Property Loans
• Land Development Loans
• Subdivision Loans

Subdivision (Development) Loans - If a real estate development loan is what you are looking for, we have reasonable development loans for small to large subdivisions. If you are a contractor, owner/builder or developer and you need a real estate development loan for your desired project; then HRT Investments “The Mortgage Company” has the right loan for you.

Stage One Real Estate Development Loan:
Our stage one real estate development loan is for you if you are a contractor, builder, owner/builder or small developer. We offer a Custom Construction Financing real estate development loan for up to 5 spec homes at a time.

Stage Two Real Estate Development Loan:
Need more than a five (5) lot real estate development loan?

We offer financing of unimproved (raw-land) that will be subdivided into multiple lot sites. If your real estate development project is in need of this type of loan HRT Investments “The Mortgage Company” can meet your real estate development loan needs Today.

 From land use planning through subdivision to development and construction, HRT Investments “The Mortgage Company” is committed to assist you with a smart growth plan that balances, the social, economic and environmental needs of the community.

HRT Investments “The Mortgage Company” has a real estate development loan for your project; $250,000 up to $50,000,000.